Make an Enquiry

Legal

Website Terms and Conditions

Last updated: 27 October 2026

These terms set out the basis on which you may use this website. By using the site you agree to them. If you do not agree, please do not use the site.

Make a free enquiry

Tell us a little about your business and we will explain the options. No obligation, and enquiring does not involve a credit search.

Please do not include account numbers, passwords or other sensitive details.

Draft for professional review

This page was prepared as a draft and must be reviewed and approved by a suitably qualified adviser, with all bracketed placeholders completed, before the website goes live.

1. About us and these terms

This website, www.financebusinessdebt.co.uk (the "site"), is owned and operated by [[COMPANY_LEGAL_NAME]], trading as Finance Business Debt ("we", "us" or "our"). Our registered office is at Newcastle Upon Tyne and you can contact us at [email protected].

These terms apply to your use of the site, including the pages, tools and enquiry form it contains. They should be read alongside our privacy policy, cookie policy, disclaimer and regulatory information, which form part of these terms.

2. Information only

The content on this site is general information about business debt and business finance in the United Kingdom. It is provided for your education and is not:

  • financial, legal, tax, accounting, insolvency or investment advice;
  • a recommendation that any particular product, provider or course of action is suitable for you or your business;
  • an offer, or an invitation to apply, for any specific finance product; or
  • a financial promotion of any specific product or provider.

Whether a finance option is appropriate depends on your business's circumstances, which we do not know in full. You should obtain advice from a suitably qualified professional before making any decision. Free, impartial help for small businesses and the self-employed is available from Business Debtline.

3. Our role

Finance Business Debt provides information and, where you ask us to, may introduce you to third-party finance providers or specialist advisers. In doing so:

  • We are not a lender and do not provide finance ourselves.
  • We are not a party to any agreement you enter into with a finance provider or adviser. That agreement is between you and them, and their own terms, criteria, fees and privacy policy apply.
  • Any decision to offer finance, and the terms of that finance, is made solely by the provider.
  • We do not provide debt counselling, insolvency services or legal services, and we do not act as an agent for HM Revenue & Customs.

Our regulatory status is described on our regulatory information page, which you should read before relying on any introduction.

4. Commission and fees

[[COMMISSION_STATEMENT]]

Any commission or fee that would be payable in connection with an introduction will be disclosed to you before the introduction proceeds.

5. No guarantee of outcomes

We do not guarantee that any provider will offer you finance, that any application will be approved, that any rate or term will be available, or that any option described on this site will reduce your costs or repayments. Illustrative figures and the outputs of our online tools are estimates based on the assumptions stated and are not quotes.

6. Accuracy and updates

We take reasonable care to keep the content accurate and up to date, and each page shows when it was last updated. However, regulations, market practice and provider criteria change, and we make no warranty that the content is complete, current or free from error. We may change or remove content at any time without notice.

7. Your use of the enquiry form and tools

If you submit an enquiry, you confirm that the information you give is accurate and that you are entitled to provide it. Our privacy policy explains how we use it. Our online tools are provided for general illustration only. You are responsible for checking any figures against your own records and against the terms offered by a provider.

8. Intellectual property

Unless otherwise stated, we own or hold a licence to the text, design, graphics, logos, tools and other content on the site, which are protected by copyright, trade mark and other intellectual property laws. You may view, print or download pages for your own personal or internal business use. You may not reproduce, republish, distribute, sell or otherwise exploit any part of the site for commercial purposes without our written permission. Short quotations with a link back to the source page are welcome.

9. Acceptable use

You agree not to:

  • use the site in any way that breaks the law or infringes anyone's rights;
  • submit false, misleading or malicious information through the enquiry form;
  • introduce viruses, malware or any other harmful code;
  • attempt to gain unauthorised access to the site, the server on which it is hosted or any connected system;
  • scrape, harvest or copy content in bulk, whether by automated means or otherwise; or
  • frame the site, or link to it in a way that suggests an association or endorsement that does not exist.

We may suspend or withdraw access to the site, and report any breach to the relevant authorities, if these rules are broken.

10. Links to third-party websites

The site contains links to external websites, including GOV.UK, the Financial Conduct Authority, Business Debtline and the British Business Bank. These links are provided for information only. We have no control over the content of those sites, do not endorse them and accept no responsibility for them or for any loss arising from your use of them. Linking to a site does not imply any affiliation.

11. Limitation of liability

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under the law of England and Wales.

Subject to that, and to the extent permitted by law:

  • the site and its content are provided "as is" without any warranty, express or implied, as to accuracy, completeness, fitness for purpose or availability;
  • we are not liable for any loss or damage arising from reliance on the content of the site, from any decision you make or refrain from making as a result of it, or from any agreement you enter into with a third party to whom we introduced you;
  • we are not liable for any indirect or consequential loss, loss of profit, loss of business, loss of goodwill or loss of data; and
  • we are not liable for any loss arising from events beyond our reasonable control, including interruptions to the site or to its hosting.

If you are using the site as a consumer, nothing in these terms affects your statutory rights.

12. General

If any part of these terms is found to be unenforceable, the rest will continue to apply. Our failure to enforce any term does not waive our right to do so later. These terms are the whole agreement between you and us about your use of the site. We may revise them at any time by updating this page, and your continued use of the site after a change means you accept the revised terms.

13. Governing law and jurisdiction

These terms, and any dispute arising out of or in connection with them or your use of the site, are governed by the law of England and Wales. The courts of England and Wales have exclusive jurisdiction, except that if you are a consumer resident in Scotland or Northern Ireland you may also bring proceedings in your local courts.

14. Contact

[[COMPANY_LEGAL_NAME]]
Newcastle Upon Tyne
Email: [email protected]

If you wish to make a complaint, please see our complaints procedure.